Open Today! 8:30 AM - 8:00 PM

Bad Credit Financing for Sheffield & Florence, AL Area Drivers

Bad Credit Financing for Sheffield & Florence, AL Area Drivers

Apply for Sub-Prime Auto Loans at Shoals University Kia

Car shoppers from throughout the Florence and Muscle Shoals, AL areas can turn to the dedicated finance staff at Shoals University Kia for auto loan solutions. Even if you have what is deemed a bad credit rating or low credit score, we have financing packages that may offer your options that meet your budget.

Whether you are after a new Kia or a quality pre-owned vehicle here at our dealership in Sheffield, AL, our finance department is here to work through your less than perfect credit score to secure loan opportunities.

We invite you to learn more about our sub-prime financing process here on our website and reach out to our auto loan specialists with any questions as you apply for financing here.

Your Bad Credit Car Loan Solution near Muscle Shoals, AL

Our new and used car dealership is also a dedicated bad credit dealer, offering financing assistance for car buyers who have experienced:

  • Bankruptcy
  • Foreclosure
  • Repossessions
  • Divorce
  • And other financial setbacks

Learn More About Our Sub-Prime Financing Process

If you have a poor credit score, then you may have been putting off that used car, SUV or pickup truck purchase until you can save up more money for a larger down payment or to pay cash for your car. When you work with the finance team at Shoals University Kia, we'll assist you in the entire bad credit loan process.

Instead of determining your financing options solely on your credit score, we'll consider a variety of factors, including your:

  • Down payment
  • Debt-to-income ratio
  • Vehicle of choice
  • Car purchase price

Submit Your Credit Application Today

Shoals University Kia wants to be your dedicated bad credit car dealership near Florence, Muscle Shoals and Tuscumbia, AL. Contact our finance department with any questions about sub-prime financing for your new Kia or used car purchase.

Do not hesitate to apply for financing right now with our online auto loan application!

Our full-service new and used car dealership in Sheffield, AL offers convenient online car shopping and financing, so explore our pre-owned Kia and used car inventory as you apply for auto loans today. We invite you to visit our dealership to speak with our finance experts and for a tour and test drive of your next car or SUV!

Dealer Information
Shoals University Kia 4109 N. Jackson Hwy Sheffield, AL 35660 Get Directions
Sunday:
CLOSED
Monday:
8:30 AM - 8:00 PM
Tuesday:
8:30 AM - 8:00 PM
Wednesday:
8:30 AM - 8:00 PM
Thursday:
8:30 AM - 8:00 PM
Friday:
8:30 AM - 8:00 PM
Saturday:
9:00 AM - 8:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
8:00 AM - 2:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
8:00 AM - 2:00 PM
Phone:

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